Wednesday, 20 November 2013

I'm no budgeting queen but...



This month has been a bit strange for me. Although I am budgeting, I’m finding that my money disappears quite quickly and it is so very tempting to lower the daily fund allocation with little splurges here and there.
This month I knew I was in need of a complete beauty product revamp as I had finished most of my collection of products. But even then I think I may have gone overboard with my restock. Woops. Apart from that, I allowed my self one fashion splurge this month and I feel that maybe I’ve gone a little too far too soon.
Christmas is fast approaching and I wonder if it would wise to start some of my Christmas shopping now before my next pay-check. I would need to allocate days in which I could stay home to eradicate the spending of money, thus converting my daily allocation into gifts.

Monthly pay and budgeting is such a killer!
I’ve been considering getting a second summer job just to get some funds saved quick fast, but I’m unsure if I want to give up so much of my new found freedom when I have not given myself time to rest in quite a while. Alternatively, I also wanted to use a lot of my spare time to develop my business ideas, if I were to get a second job, i wonder how much time I would have left over to do this?

Hmmm. Decisions, decisions. I’ve got a lot to think about.

But for now, I should probably keep studying.